COST & CASH RECEIVED
What you borrow. What you receive.
Add processing fees, insurance and other charges. See the total cost and what actually reaches your hands after deductions.
LOAN CALCULATOR BD · ANDROID
Before the loan,
the whole picture.
See your payment, fees and cash received together. Compare your own offers and keep your calculations in the Android app.
বাংলা & EnglishCore calculations offlineNo account needed
WEB CALCULATOR
Let’s put a number on it
Estimated monthly paymentReducing balance
৳10,379.18
PrincipalTotal interest
- Total interest
- ৳122,750.59
- Total repayment
- ৳622,750.59
A simple monthly estimate. Excludes fees, taxes and date adjustments; the final payment adjusts rounding. Your lender’s calculation may differ.
01Beyond the monthly payment02Understand every cost03Compare on your terms
THE BIGGER PICTURE, IN YOUR POCKET
From one payment
to a complete plan.
Go deeper in the Android app: fees, cash received, your own offers and what comes after the first payment.
A look inside
Actual Android app screen · sample data
OFFER COMPARISON
Your offers. Side by side.
Enter the terms of two to four offers you already have. Compare on equal principal or equal cash received.
DBR & AFFORDABILITY
Make room for the monthly payment.
Use income and existing payments to estimate DBR. Explore a new payment using your own assumed limit.
PLAN & KEEP TRACK
The calculation is just the beginning.
Save results, follow a repayment schedule and track payments. Set reminders and export PDF, CSV or images when you choose.
Start without an account. Core calculations work offline.
GO A LITTLE DEEPER
Early repaymentRate changesRefinanceBorrow vs. save
SAME RATE. DIFFERENT STORY.
9% doesn’t tell
the whole story.
Flat interest is charged on the original loan throughout its term. Reducing interest is charged on the balance left to repay. The headline rate can hide a real difference.
Try your own numbersExample: ৳500,000 · 9% a year · 5 years · no fees
Reducing
Flat
Monthly payment৳10,379৳12,083
Total interest৳122,751৳225,000
Difference in total interest at the same rate৳102,249
Same amount, term and stated rate, different methods. This illustration is not a bank offer.
YOUR NUMBERS STAY YOURS
Money is personal.
Keep it that way.
Core app calculations work offline. No account to create. Loan amounts, income, debts and notes are never sent to analytics or advertising services.
- Saved calculations stay on your device
- You control exports and sharing
- Delete local data from Settings
Can I get a loan through this app?
No. Loan Calculator BD is a calculation and comparison tool. It does not lend, take applications, approve borrowers or represent a bank.
Why might my lender’s payment be different?
Results depend on your inputs and selected rules. Lender contracts, fees, taxes, payment dates and rounding can differ. Verify final terms with your lender before deciding.
Is this website the same as the Android app?
This website provides simple monthly reducing and flat estimates. The Android app supports fees, additional repayment methods, specific dates, DBR, prepayment and more detailed scenarios. Complex terms can produce different results.
Do I need internet access or an account?
Core Android app calculations and saved results work offline, without an account. You need internet to load this website initially; its calculator runs inside your browser.
Does the app show current bank offers?
This version does not list current bank offers. You can compare two to four offers by entering terms you already have from your lender.
LOAN CALCULATOR BD · ANDROID
Your next decision.
A clearer starting point.
Calculations in Bangla and English, your own offer comparisons, and a repayment plan you can follow.
