Privacy policy

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Privacy Policy — Loan Calculator BD

Last updated: 31 August 2026

Loan Calculator BD is an offline calculator and decision-support app by Infolily. It does not provide, broker, facilitate, approve, or accept applications for loans.

Information processed on your device

The app processes values you enter—such as loan/deposit amounts, rates, terms, fees, income, debts, DBR assumptions, payment dates, notes, plans, and reminders—to calculate and save results on your device. Core features work without an account and without an internet connection.

The app does not collect or share these financial values. It does not send them to analytics, advertising, crash-reporting, support, or backend services. This release contains no analytics, advertising, crash-reporting, authentication, or social SDK.

Network use in this release

The public bank-offer catalogue is disabled in this release. The release build packages no catalogue endpoint or public key, so the app cannot make a catalogue request. You can still compare two to four loan offers by entering the terms you already have.

If a future release enables a public catalogue, this policy and Google Play Data safety answers will be updated before that release. Always verify final terms with the bank.

Storage and your controls

Saved calculations, versions, comparisons, plans, payments, reminders, drafts, and preferences remain in local app storage until you delete them. Android cloud backup and device-to-device backup are disabled. You can export/import a portable local file, delete individual records, disable reminders, or use Delete all local data in Settings. That action clears the app's local user data, reminder work and notifications, preferences, and retained document access. It does not delete files you previously exported to destinations you selected outside the app.

Exports are created only after you choose a destination through Android’s document picker. Sharing a file or sending a feedback email is an explicit action you control; the selected destination or email provider has its own privacy policy. The app warns you not to include account numbers, PINs, passwords, OTPs, NID numbers, phone numbers, income, loan amounts, or other private financial information in feedback.

Notifications

Notification permission is requested only if you enable a repayment reminder on supported Android versions. Reminder text is generic by default. Detailed notification content is optional and may be visible according to your lock-screen settings.

Permissions

Internet and network-state permissions remain declared for the catalogue capability, but this release packages no catalogue endpoint or key and does not make that request. Notification access is used only for reminders you create. The app does not request contacts, SMS, call log, phone state, location, camera, microphone, calendar, broad storage, advertising ID, or account permissions.

Children

The app is intended for adults making personal financial estimates and is not directed to children.

Changes

If a release adds data collection, an endpoint, account, SDK, backend, advertising, analytics, or remote support, this policy and the Google Play Data safety declaration must be reconciled before that release.

Contact

Questions: support@infolily.com